Boating insurances encompasses several types of protection. Whether you are sailing in the Hudson River or fishing in the Adirondacks, it's crucial to have the proper insurance. From the safety of the people on your boat to any damage it sustains from natural disasters or collisions, and more, boat insurance can keep you and your loved ones protected on the water. It's essential to consider the safety of having other people on your boat, as there are often accidents due to alcohol and other circumstances. Depending on your policy, boating insurance can cover any accidents or incidents. When it comes to cost, many factors come into play, including the size of your boat, amount of use, the type of boat, along with other determinates. With a comprehensive boating insurance policy can ensure that you are prepared for any situation that arises. Each state is different, and New York has its requirements based on the area and potential conditions that can affect your boat. Joyce Insurance will discuss and breakdown the various provisions of boat insurance in New York so that you are protected and legally insured on the water.