Nanuet Auto Insurance

How often do you travel on Route 59? Maybe you’re traveling along Route 304 trying to get to Rockland Bakery to purchase a delicious treat, or even planning on shopping at the new Nanuet Shoppes? Even with the option of public transportation, it seems that more people are choosing the automobile as the primary source of transportation.

With an automobile comes the need for good Auto Insurance! Do you know what your policy covers? Better yet, have you recently reviewed and updated your policy?

Joyce Insurance Agency is just the place that can cater to all of your motor vehicle related insurance needs! No matter how careful of a driver you may be, accidents still happen. With roads like 304 and traffic-congested Route 59 it only makes sense to be prepared ahead of time just in case, right? You never know what could happen with all that traffic, especially during rush hour!

Joyce Insurance Agency offers a number of national insurance carriers. We will personally work with you to find the best policy that suits you and your budget! Interested in knowing which insurance carriers we offer? Here’s a few: Mapfre, Progressive (Did you know Flo is from Stony Point?!), Safeco, Maidstone, Interboro and Mercury. We also broker to several other insurance companies. With all of these options, you’re guaranteed to find the right carrier and policy that fits your needs!

Wondering what a Car Insurance policy actually covers? Well, here’s a brief overview:

• Liability coverage

• Comprehensive coverage

• Collision coverage

What does the first one cover? Liability coverage is applied in a situation where you are found at fault in an accident. Comprehensive coverage is applied in a situation where your vehicle is damaged by something other than a collision, such as another car, running deer or even falling trees. Collision coverage is applied if your vehicle is damaged in a collision.

Besides these three forms of coverage, Auto Insurance also offers other protection services, such as medical payments, emergency road services and even uninsured motorist protection. Emergency road coverage consists of towing, tire changes, etc. When purchasing coverage, it seems that most people just focus on the financial aspects related to the automobile. What about personal protection?

When purchasing Car Insurance, it is often heavily recommended to also purchase a personal injury protection plan. What does a medical payments plan cover? This plan generally covers medical costs after you are hurt in a car accident, regardless of who is found at fault. In addition, medical payments insurance may help pay for: funeral expenses, injuries sustained by your passengers, injuries you sustain as a pedestrian or bicyclist after a car hits you. Keep in mind though that every insurance plan is different and offers various forms of coverage.

Next time you’re taking a drive on the Palisades Parkway, be sure to stop off at Exit 15 and ask us any questions you may have! It is our job here at the Joyce Insurance Agency to ensure that you find the best Car Insurance coverage available. For more information regarding a policy or quote, don’t hesitate to call us at 845-942-7200 or visit us in person!