Flood Insurance Expert in New York

Do you need the assistance of a flood insurance expert in New York? 
Whether you are a homeowner or a business owner, Joyce Insurance helps you protect your property and belongings with comprehensive flood insurance policies. Based in Stony Point, New York, we serve the region and the state of New York with exceptional service. We know how overwhelming floods can be and how much stress they can cause. 

Our team works to make the transition as seamless as possible so you are informed, protected, and confident in the wake of a severe storm. With over 20 years of serving New York with the highest level of service, we strive to continue to be a resource for the community. We aim to help business owners and homeowners with all of their concerns and questions about flood insurance. Enlist our expertise to protect your home or building from water damages. For more information on our flood insurance policies, contact Joyce Insurance today to speak with us!

What is flood insurance?

Floods can cause thousands of dollars of damage to your home or business, which can cause immense financial distress. Not all homeowners and business policies cover them, so it's important to have the appropriate coverage. Flood insurance helps explicitly cover the cost of storms that cause an abundance of rainfall. Flood insurance goes beyond the scope of a standard homeowner's insurance policy. It protects you from more severe types of water damage, like coastal storms, heavy rain, melting snow, and other instances. When flooding occurs in your home, business, or property, Joyce Insurance can help you be prepared for the damages and potential issues down the line.

Image by Chris Gallagher

What does flood
insurance cover


Flood insurance provides coverage for both the structure of the home or business and personal property in case of damage. Structure refers to electrical and plumbing systems, furnace and water heaters, foundation walls, staircases, and more. The structure of your home or business is essential, and flood insurance can help with any costs or damages. With flood insurance, you can protect the things you value the most. Some examples of things covered include personal belongings, art, furniture, appliances, carpeting, and more. Each flood policy is different, and we strive to select the one that meets all of your needs and goals. At Joyce Insurance in Stony Point, New York, we can go through each of the policies to break down the coverage, premiums, deductibles, and other components. 

CALL FOR A FREE QUOTE: 845-940-7422