Without workers' compensation insurance for electricians, you'll foot medical bills for first aid treatment, hospital stays, rehabilitation and therapy. It's safe to say you may find yourself at litigation risk and may pay thousands and even millions of dollars as compensation.
You've built your business from the ground up and invested money to procure the best equipment and hire the best hands. You don't want to reverse all your hard work by failing to protect yourself.
Why do you need workers' compensation insurance for electricians?
In New York, workers' compensation insurance is a mandatory requirement for businesses with one or more employees.
Getting insurance for your employees ensures you're complying with regulations and prevents you from finding yourself on the wrong side of the law.
Workers' compensation insurance for electricians also protects your business from lawsuits and financial obligations when any of your employees sustain injuries such as:
Electrical burns
Electrical shock
Laceration
Fractures and broken bones
Hearing loss
What does workers' compensation insurance for electricians cover?
When your electricians get injured on the job, they'll need hospital stays, first aid treatment, rehabilitation, therapy, and other treatments. Workers' compensation insurance can cover all of these costs.
If the worker is unable to work for some time, workers' compensation insurance for electricians covers their financial needs until they return to work.
Workers' compensation insurance also comes to the rescue when a permanent disability renders the worker incapable of working for life. And if a worker dies while on the job, the worker's dependents get death benefits.
Workers' compensation insurance covers:
First aid treatment
Medical care
Rehabilitation
Therapy
Lost wages
Death benefits
Customized electrician workers' compensation insurance
When it comes to workers' compensation insurance for electricians, one shoe size doesn't fit all, so you need an insurance agent who understands your needs.
Our insurance agents at Joyce Insurance will discuss with you to know the kind of electrical work you do, how many employees you employ, total wages, whether you provide safety training, etc., to find the best policies for your needs.
Getting your insurance
Joyce Insurance has been helping electricians find workers' compensation insurance that offers the most protection for more than 20 years. Our agents will discuss with you to understand your unique peculiarities and help you get the policies that suit you at the most competitive pricing. Connect with us today to know how best we can protect you and your employees!