Whether you're spending every day on the water or have your boat in storage for the winter, it's important to keep your watercraft protected against the unexpected year round. Typically, coverage is not required by law, but your lien holder may have requirements.
Bodily Injury Liability - if you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income.
Property Damage Liability - helps pay for damages to another person’s vehicle or property, if you cause an accident with your boat. Pollution liability coverage and wreckage removal are included.
Collision - pays for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment if you’re in a covered accident with another boat or object.
Comprehensive - this coverage can help pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from fire, theft or storms.
Uninsured Motorist - helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an uninsured or hit-and-run boater.
Underinsured Motorist - could pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an underinsured boater.
Medical Payments Coverage - helps cover medical bills if you or others are injured while operating or occupying your boat.
Optional boat insurance coverages - on-water boat towing & labor, roadside assistance for boats, fishing equipment insurance, personal effects insurance.
If you are interested in getting a quote or learning more about Boating Insurance, fell free to give us a call at 845-942-7200.