Whether you're spending every day on the water or have your boat in storage for the winter, it's important to keep your watercraft protected against the unexpected year-round. Typically, coverage is not required by law, but your lien holder may have requirements.
At Joyce Insurance, we provide comprehensive boat insurance policies to keep you and your loved ones protected on the water. Whether you already own a boat or are interested in buying one, our insurance brokerage can help you find a policy that works best for you. New York state has many natural wonders, and we work with you to ensure that you have the opportunity to see them while having peace of mind on the water. Backed by over 20 years of experience providing insurance to different people and businesses, our boating insurance agents are committed to delivering unmatched insurance information. We work to protect you and your boat from potential problems down the line.
Our team of boating insurance experts understands that there are many components involved in insurance policies, and we break it down so you know what is all included in your coverage. Our boat insurance agency is dedicated to excellence from the first time you pick up the phone and call our office for a quote. We strive to be an insurance resource for New Yorkers across the state. Whether you're spending every day on the water or have your boat in storage for the winter, it's important to keep your watercraft protected against the unexpected year-round. Typically, coverage is not required by law, but your lien holder may have requirements.
Bodily Injury Liability - if you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income.
Property Damage Liability - helps pay for damages to another person's vehicle or property if you cause an accident with your boat. Pollution liability coverage and wreckage removal are included.
Collision - pays for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment if you're in a covered accident with another boat or object.
Comprehensive - this coverage can help pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from fire, theft, or storms.
Uninsured Motorist - helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an uninsured or hit-and-run boater.
Underinsured Motorist - could pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an underinsured boater.
Medical Payments Coverage - helps cover medical bills if you or others are injured while operating or occupying your boat.
Optional Boat Insurance Coverages - on-water boat towing & labor, roadside assistance for boats, fishing equipment insurance, and personal effects insurance.
If you are interested in getting a quote or learning more about Boating Insurance, fell free to give our insurance brokers a call today at 845-942-7200.
-Mr. Marrero in
West Haverstraw, NY
-Charles L. in
Tomkins Cove, NY