Rockland County Auto Insurance
When it comes to protecting yourself financially from both physical damage and bodily injury that result from a vehicle accident, having a quality Auto Insurance plan can make a world of difference.
Depending on the type of insurance plan you choose, your policy can offer various protections for your classic car, your personal vehicle, or multiple vehicles. Choosing the right policy for you is simpler with a little research, so that you understand your options.
What Does A Rockland County Car Insurance Policy Cover?
When you select a personal policy, you are protecting yourself and anyone you choose to cover on your policy while driving your vehicle, or while driving another vehicle with the permission of the vehicle’s owner. What your policy protects your covered drivers from can vary, depending on the options you choose to include in your policy.
Property Liability and Bodily Injury Liability Protection – The State of New York requires that all drivers have auto liability insurance coverage. At Joyce Insurance Agency, our Liability insurance meets all of the Auto Insurance requirements of the DMV.
Bodily injury liability insurance is intended to cover the costs incurred by bodily injuries caused to others by the insured people. For example, if an insured driver is found to be at fault in an accident and a pedestrian or a passenger in the other car breaks his or her arm, bodily injury insurance can help cover the cost, up to the limits of the policy.
Property liability insurance is intended to cover the cost of damages to another person’s property caused by the insured. Usually, this means that if the insured is in an accident and damages the vehicle of the other party, those costs can be covered by property liability insurance.
Uninsured and Underinsured Motorist Protection – If you are in an accident with another vehicle and you are not at fault for the accident, but the at fault driver either does not have Car Insurance, or does not have enough insurance to cover the cost of the accident, your uninsured and underinsured motorist coverage can help you fill the gaps.
Personal Injury Protection – If you or your insured drivers are driving, and cause an accident that injures themselves or their passengers, personal injury protection can help cover medical expenses and other related costs.
Collision Coverage – If your vehicle suffers damage due to either a collision with another car or flipping over in an accident where you are at fault, collision coverage can help cover the repair costs.
Comprehensive Coverage – In the case that your vehicle suffers damages that were not caused by a collision with another vehicle or flipping over, comprehensive coverage can help you cover these costs. These causes of damage your policy can cover may include fires, explosions, storms, vandalism, damage from animals, or from falling objects.
Emergency Services – If you are ever stranded due to car trouble or an accident, emergency road services coverage can include the cost of transportation, a tow, or various other options.
How To Obtain A Rockland County Car Insurance Quote
If you are ready to get a quote, Joyce Insurance Agency is here to help. Simply enter your contact information, and a little information about what you are looking for into our contact form and we will get back to you as soon as possible with a quote. If you have additional questions, please give us a call at 845-942-7200, and you should hear back from us within one business day.